We offer New Jersey residents a free service to help them decide the best Medicare health plan for their needs.

Ocean • Monmouth • Middlesex • Somerset • Morris
Meet with a Medicare Advisor

Quickly Get Medicare Info & Coverage You Need

As a senior, your health insurance is very important! Our President and Broker, Carmelo, is always readily available to answer your questions and help you get started. Don't put off finding the coverage you need. Take the next step now.

Our Service is Free. It includes:

  • Check your Doctors and Prescriptions
  • Check if your income qualifies you for: EPIC, LIS, Medicare Savings Program, or Medicaid
  • Discuss “Special Enrollment Periods” which help you change plans during the contract year
  • Available to discuss your health plan Monday through Friday 9 a.m. to 5 p.m.
  • Compare Medicare Advantage, Part-C, Medicare Supplement, Medigap plans, and Part-D plans

Trusted by Seniors Across the Garden State

"I met with Carmelo yesterday. He was very knowledgeable and provided me with excellent guidance and comparisons of the various medical plan options which can be confusing. I would suggest before anyone selects a plan to meet and discuss it with him. He also can provide presentations regarding sound financial options since he is a licensed broker. I am happy that I met with him."

– Anne Viggiano

“The NYC Business Group assisted my husband and I as we navigated the options for medical coverage when we retired. We sat down with them and they explained in detail all of the options from which to choose. We were so relieved to be given a clear explanation of benefits and how each company compared in their coverage. What a relief it was to be sure we were choosing the right plan! They are friendly, professional, and very helpful. (There is no charge for their service, which was hard to believe, but true!)”

– Diane Sussuma

“NYC Business Group was incredible. They had the guidance that my wife’s family needed to navigate through an enormous amount of paperwork. Rosa and Carmelo are dolls. They are good family people that consider your hearts as opposed to your pockets. I would highly recommend their services to anyone looking for advice and help in the health care aid of someone you love.”

– John Ryan

Looking for an introduction to Medicare?

By enlisting the help of a knowledgeable Medicare insurance broker like ours, you can easily make an informed decision. This is our goal – to protect you and give you peace of mind. Download our Medicare Overview booklet below to learn more.

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What is Medicare Advantage Plan? Medicare Advantage Plan is another way you can get your Medicare Part A and Part B coverage. The Medicare Advantage Plan, also known as Medicare […]
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Find the Right Coverage For You from These and Other Carriers

Carmelo DeFranco Headshot

Carmelo DeFranco, HIA®

Health Insurance Associate designation

Meet New Jersey’s Medicare Broker

Carmelo DeFranco started this business to help people, which is exactly what Medicare New York has been doing since they wrote their first Medicare policy in 2008. He has always felt that the best service he can offer to clients is to always be there for them. Whether it's in person or over the phone, he and his team are always available to answer questions and sort out issues. 

It is important to Carmelo that he advises and advocates for his clients financially while prioritizing good communication. His office is fluent in English, Spanish, and Italian. They also have an extensive background in group health insurance for business from 1-99 employees. The NYC Business Group currently has thousands of businesses insured for group health and is also active in the individual health insurance market. 

By earning his Health Insurance Associate(HIA) designation, Carmelo stands apart in his in-depth knowledge of every facet of health insurance, with a unique passion for helping senior citizens. He was recognized as a top producer at the state and national level. With hundreds of outstanding testimonials dating back 15 years, his success speaks for itself. He would be honored to help you and your family.

Invite Carmelo to Speak at Your Event

Schedule a Meeting with Carmelo

Don’t put off finding the coverage you need. Take the next step now.

(718) 554-3425
3971 Victory Blvd,
Staten Island NY 10314

Medicare New Jersey